Handle millions
in wallet deposits
from day one

Ship wallet products with confidence on infrastructure securing enterprise-grade financial operations across Africa.

 1import { FWallet } from "@fwallet/sdk";
 2
 3const client = new FWallet({
 4  apiKey: process.env.FWALLET_KEY!,
 5});
 6
 7// Create a wallet
 8const wallet = await client.wallets.create({
 9  ownerType: "user",
10  ownerId: "alice-001",
11  currencyCode: "UGX",
12});
13
14// Fund via MoMo
15await client.deposits.momo({
16  walletId: wallet.id,
17  amount: 500_000,  // 500,000 UGX
18  currencyCode: "UGX",
19});
 1from fwallet import FWallet
 2
 3client = FWallet(
 4  api_key=os.environ["FWALLET_KEY"]
 5)
 6
 7# Create a wallet
 8wallet = client.wallets.create(
 9  owner_type="user",
10  owner_id="alice-001",
11  currency_code="UGX",
12)
13
14# Fund via MoMo
15client.deposits.momo(
16  wallet_id=wallet.id,
17  amount=500_000,
18  currency_code="UGX",
19)
 1client := fwallet.New(
 2  os.Getenv("FWALLET_KEY"),
 3)
 4
 5// Create a wallet
 6wallet, _ := client.Wallets.Create(
 7  ctx,
 8  &fwallet.WalletParams{
 9    OwnerType:    "user",
10    OwnerID:      "alice-001",
11    CurrencyCode: "UGX",
12  },
13)
14
15// Fund via MoMo
16client.Deposits.MoMo(ctx,
17  &fwallet.MoMoParams{
18    WalletID: wallet.ID,
19    Amount:   500_000,
20  },
21)
 1curl -X POST \
 2  https://api.fwallet.co.ug/v1/wallets \
 3  -H "X-API-Key: $KEY" \
 4  -H "Content-Type: application/json" \
 5  -d '{
 6    "ownerType": "user",
 7    "ownerId": "alice-001",
 8    "currencyCode": "UGX"
 9  }'

Create wallets and move money in a few lines of code

  • Create multi-currency wallets for users, branches, and companies
  • Accept deposits via MoMo, bank slips, or cash-assisted flows
  • Transfer between wallets with automatic fee computation
  • Every operation produces immutable ledger entries
Learn More →

Raise the bar

Infrastructure to help you build better financial products.

Multi-tenant Ledger

Append-only double-entry bookkeeping with per-tenant isolation. Every debit equals every credit.

Multi-currency

UGX, KES, TZS, USD, GBP, CNY with bigint precision. No floating-point arithmetic on money, ever.

MoMo + Bank + Cash

Accept deposits via mobile money webhooks, verified bank slips, or cash-assisted branch operations.

Configurable Fees

Per-tenant fee schedules with percentage + flat components, min/max bounds, per-currency overrides.

Approval Workflows

Maker-checker patterns for payouts and high-value transfers. Requestor cannot approve their own case.

Reconciliation

Match ledger credits against MoMo settlement reports and imported bank statements automatically.

Move faster, with confidence

From prototype to production on infrastructure you can trust.

Built on PostgreSQL Battle-tested database powering enterprise workloads worldwide.
Double-entry Ledger Bank-grade accounting correctness with immutable audit trail.
OpenAPI 3.1 Auto-generate SDKs in any language from the spec.

The wallet API for deposits,
transfers, and payouts

FWallet handles complex problems before you encounter them.

Interactive API Docs

Full OpenAPI 3.1 spec with Scalar console. Try every endpoint from your browser.

Open API Reference →

Type-safe End-to-End

Zod validates requests, Drizzle ORM types the database, OpenAPI documents the contract.

Idempotent and Safe to Retry

Every financial write requires an Idempotency-Key header. Network failures never cause double-charges or duplicate ledger entries. Retries are always safe.

Built for these industries

Betting Platforms

Instant deposits via MoMo, real-time balance updates, configurable withdrawal limits.

Ride-hailing

Driver wallet management, fare splitting, automated payouts with reconciliation.

Lending Apps

Disbursement tracking, repayment collection, multi-currency across East Africa.

SACCOs & Microfinance

Branch cash operations, savings wallets, member-to-member transfers.

Remittance

Cross-border corridors (UGX/KES/USD), compliance-ready audit trail.

Pricing

Custom pricing for production deployments.

Enterprise

Custom

Tailored to your scale

  • Dedicated instance
  • Custom SLA
  • Priority support
  • Compliance assistance
  • White-label configuration
Contact Us

Planning your wallet
infrastructure? Let's chat.

From prototype to production in days, not months.